We are 'alternative' independent financial advisers based in Rickmansworth, Hertfordshire.

We've been advising clients on pensions and investments since 1991 and in recent years have developed 'Pensions Uncovered!' to help people uncover the truth about poorly performing and expensive pension plans and then understand how they can make simple changes to get the best from the money they already have invested in them.

We don't just do 'Pensions Uncovered!', we offer a full range of Financial Planning Services

Whether you're happy to sort out your own stuff but just need someone to call on from time to time or whether you want someone to take control of your financial affairs for you and make sure they are always "on track", we can help.

Or, if you just have a specific financial issue that you need to sort out, we can help with almost everything and where we cant - we can recommend others that can.

We can charge fees for our time or be paid by commission from any financial products that you might ask us to arrange for you - whichever you prefer.

Whatever your preference, an initial conversation or meeting will always be without charge and lets us find out about each other to see if there's a 'fit'.